GEMS gives International Students the opportunity of a lifetime to advance your academic and professional objectives while experiencing a whole new world at US or approved International Universities.
GEMS has partnered with Earnest Student Loans to provide International students the opportunity to borrow when attending an University outside their country. We require a US Citizen to act as a co-signer. We provide loans for international students in the USA, United Kingdom, Ireland, Europe, Australia and New Zealand at approved Academic Institutions.
GEMS gives International Students the opportunity of a lifetime to advance your academic and professional objectives while experiencing a whole new world at US or approved International Universities.
Easy to sign up just click on the Apply Now button.
Please note that you will need to have a permanent US address to sign up. If you do not have a permanent US address please use the address of your co-signer. For more tips click here.
GEMS has partnered with Earnest Student Loans to provide International students the opportunity to borrow when attending an University outside their country. We provide loans for international students in the USA, United Kingdom, Ireland, Europe, Australia and New Zealand at approved Academic Institutions.*
Loans are available at low rates at a variable and fixed rate. In most cases international students are required to have a US citizen or permanent resident of the US as a cosigner.
Steps you need to know when applying:
*If your University is not on the approved list contact GEMS at myglobaled.com and we may be able to approve the university.
*If your University is not on the approved list contact GEMS at myglobaled.com and we may be able to approve the university.
Loan Eligibility Criteria: Eligible students must: 1) For college Freshmen, Sophomores and Juniors, attend, or be enrolled to attend, a Title IV school full-time. For college Seniors and Graduate students, attend, or be enrolled to attend, a Title IV school at least half-time; and 2) be pursuing a Bachelor’s or Graduate degree. Earnest private student loans are subject to credit qualification, completion of a loan application, verification of application information, self-certification of loan amount, and school certification. Before applying for private student loans, it’s best to maximize your other sources of financial aid first. It’s recommended to use a 3-step approach to assembling the funds you need: 1) Look for funds you don’t have to pay back, like scholarships, grant and work-study opportunities. 2) Next, fill out a FAFSA® form to apply for federal student loans. Federal student loans do not require a credit check or cosigner, and offer various protections if you’re struggling with payments. 3) Finally, consider a private student loan to cover any difference between your total cost of attendance and the amount not covered in steps 1 and 2. For more information, visit the Department of Education website at https://studentaid.ed.gov. Earnest Private Student Loans are made by One American Bank, Member FDIC, or FinWise Bank, Member FDIC. One American Bank, 515 S. Minnesota Ave, Sioux Falls, SD 57104. Finwise Bank, 756 East Winchester, Suite 100, Murray, UT 84107.
Earnest loans are serviced by Earnest Operations LLC, 300 Frank H. Ogawa Plaza, Suite 340, Oakland 94612. NMLS #1204917, with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS# 1442770) One American Bank, FinWise Bank, and Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by agencies of the United States of America.
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